You can only use your bank account to schedule a one-time payment.Learn more about account sharing options, including some of the risks and benefits. Either co-owner can close the account at any time which may negatively impact your credit and you will still be responsible for paying all balances on the account. Things to Keep in Mind About the Apple Credit Card Before we dive into Apple Cards details, three points bear mentioning. Learn more about Apple Card eligibility requirements. Addition of a new co-owner is subject to credit approval and general eligibility requirements. Earn 1 point for every 1 spent on all other purchases. Card usage and payment history may impact each co-owner's credit score differently because each individual's credit history will include information that is unique to them. Rewards rate: Earn 3 points for every 1 spent at Apple Earn 2 points for every 1 spent at restaurants. In addition, co-owners will have full visibility into all account activity and each co-owner is responsible for the other co-owner’s instructions or requests. Credit reporting includes positive and negative payment history, credit utilization and additional information. Each co-owner will be reported to credit bureaus as an owner on the account. Each co-owner is jointly and individually responsible for all balances on the co-owned Apple Card including amounts due on the existing co-owner’s account before the accounts are merged.Variable APRs for Apple Card range from 15.74% to 26.74% based on creditworthiness. ![]() Apple Card is issued by Goldman Sachs Bank USA, Salt Lake City Branch.This subreddit is not endorsed or sponsored by Apple Inc. But for individuals who make frequent Apple purchases, theres actually already a credit card out there catering to you: the Barclaycard Visa with Apple Rewards. If you'd like to view their content together, click here. With Apple Card set to open to applicants in summer 2019, we compared it to several of our favorite no annual fee cash-back cards. This fundamental difference in audience is why we support two communities, r/Apple and r/AppleHelp. Apple SubredditsĬontent which benefits the community (news, rumors, and discussions) is valued over content which benefits only the individual (technical questions, help buying/selling, rants, etc.). Not sure what to buy?Īsk in our Daily Advice Thread or in our dedicated sister sub /r/AppleWhatShouldIBuy! See also the iPhone Upgrade Wiki for more information. Comments that are spreading COVID vaccine misinformation/claims are not allowed.Ĭheck here to see if any Apple services are down.These belong in the beta subreddits listed below. The proper place for advice is /r/AppleWhatShouldIBuy. No posts or comments relating to buying, selling, trading, giveaways or asking for advice about any of those topics.But for individuals who make frequent Apple purchases, there's actually already a credit card out there catering to you: the Barclaycard Visa with Apple Rewards. No content related to piracy or illegal activities. With Apple Card set to open to applicants in summer 2019, we compared it to several of our favorite no annual fee cash-back cards.Before posting, read the detailed rules here. Self-promotion is allowed on Sundays only, strictly reserved for app developers and must be in the form of a self-post. We may approve your post if it is a high-level issue that can't be found through searches, or if it affects a large amount of people. No support questions outside of the Daily Advice Thread.No posts that aren’t directly related to Apple or the Apple eco-system.No rude, offensive, or hateful comments. ![]() The Barclaycard Apple Rewards Visa has a high interest rate. No editorialized link titles (use the original source's title if applicable). Barclaycard Apple Rewards Visa and Hawaiian Airlines MasterCard.What’s the upside Cellphone insurance will be added to this card, and the auto rental collision damage waiver and identity theft benefits will be enhanced. Posts must foster reasonable discussion. Barclaycard Arrival Mastercard® Benefits cut: Extended warranty, price protection, purchase assurance, satisfaction guarantee and concierge.No memes, direct images or contextless image/video posts.If you have a tech or buying/selling-related question, please check out our Daily Advice Thread or r/AppleHelp! CommunityĪ more in-depth version of the rules can be found here On balance of 1,000, that’s an annual difference of over 100 in interest, the NCLC points out. Even in the example cited by the NCLC, the range is a far narrower 8.99 to 19.99. ![]() Welcome to r/Apple, the unofficial community for Apple news, rumors, and discussions. But even conceding that, the Apple / Barclaycard has an incredibly wide range.
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